Employee Benefits Solutions
Your Employee Benefits program is usually one of the top expenses behind payroll expenses. In fact, your Employee Expenses are typically half of your total expenses. Why trust your program to someone that only handles your employees’ enrollment? Our Risk Solutions Approach to Employee Benefits takes into account your commitment to your employees and your desire to hire and keep the best employees. Our unique business model helps identify areas of risk in your employee benefits program and helps you develop a plan to provide the best medical benefits and assist with your human resource needs. Our team works with your team to implement your customized Risk Solutions Plan with both insurance and non-insurance solutions that work to reduce your costs of benefits over time through:
- Forecasting Group Health premiums for better budgeting
- Proactive Human Resource compliance
- Reduced Administrative Cost
- Lower Attrition Rates
- Fewer out-out-of pocket expenses
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Types of Coverage |
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Health Care Reform
Healthcare reform is completely changing the landscape of employee benefits. It has provided confusion for even the most experienced HR professionals. Legislation is has produced new rules/guidelines on complex mandates, deadlines, employer penalties, and reporting rules that seem to add uncertainty and anxiety for many businesses to understand - how are they affected? Our clients have access to explanation and information through tools made available through our firm. Legislative news and employee communications are offered on an unlimited basis.
Please contact one of our advisors if you have any questions about how this new legislation affects your business.
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Legislative Links |
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Online Tools |
MyWave offers you time-saving Employee Benefit Tools and Resources that build convenience into managing your everyday work tasks. Your Account Manager is available to answer questions about any of these tools, including initial sign-up.

MyMedicareMatters - National Council on Aging's Medicare education website
Annual Notices
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Contact Us
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