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Umbrella Coverage

Umbrella Coverage Information

No one likes to think that they could be sued. But, what if you cause an auto accident and the driver of the other car has injuries? Or the deliveryman slips on your steps and breaks his leg? These events could easily result in a lawsuit and your auto or homeowner's policy may not provide enough protection.


The solution is excess liability insurance, also referred to as an "umbrella policy".  Excess liability coverage limits range in limits starting at $1 million and some carriers offer up to $50 million.


An excess liability policy can provide important coverages, including coverage for bodily injury, property damage as well as coverage to defend you against any suit seeking covered damages.


How do you determine how much excess liability coverage you need? First, review your assets: your home, other personal belongings and investments. Ask yourself how much you have to lose in the event of a lawsuit.

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Texas Associates Insurors - Home Office
1120 Capital of Texas Hwy
Bldg 3-300
Austin, TX 78746

Ph: 800.765.4154
Ph: 512.328.7676
Fax: 512.327.8337

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